Investing In Yourself

Bob Rinear, January 16 2019

Consider investing in yourself for a while. It might be the best return you ever got.

A few days ago I was writing an article about Longer term investing, and the first thing that generally comes to my mind is the FACT that “most” people don’t invest in the most important thing of all. Your own health and wellbeing.

I remember as a young kid, my dad was your typical blue-collar worker. He was in the oil industry as a chemical operator. He made just enough to keep a roof over our heads, take us on vacations, keep two cars, keep food on the table and get my sister and I educated. But there was one particular day that sticks in my mind.

We were talking about money, and happiness and all manner of things one day, and I said to him something along the lines of “you’re always in a pretty good mood, yet you’re in no way rich. Doesn’t it bother you that you don’t have the money to buy the things that you’d really like?”

His response was perfect. He said “My dad raised 7 of us through the great depression. Times were pretty tough. Then when the war broke out, I was shipped to France. I’ve been frozen to the bone, scared, shot, hungry, and tired. Now look at me. I’ve got a home, a job, all I can eat, a fine wife, a boat, a car, and two decent kids. I’m as rich as I need to be.” Wow. I never thought about it like that.

It made an impression on me, even though I was only maybe 10 or 12 years old. Maybe “rich” isn’t about having a billion dollars. Maybe rich is being healthy, and having the things you need, more than the things you want.

Fast forward 50 years to the present and there’s a “meme” you might see pop up here and there from some motivational site. It says something along the lines of “Happiness is enjoying what you have, not what you think you might want”

I think my dad hit that nail on the head a long time ago. Job one might just be to invest in your state of mind. If you’re reading this In the United States, you’ve already been blessed. You could have been born into the slums of South Africa. In fact, to be among the wealthiest half of the ENTIRE world last year, an adult needed to own only $3,210 in net assets (minus debts), according to the data. To be in the top 10 percent, a person needed to have only $68,800 in wealth. If you have 69K in assets, you are richer than 6 Billion people. You’re blessed, be thankful for what you have.

Yet now it’s 2019, and in a lot of ways the world i...

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